You never get too old to learn something. That’s nice. Because sometimes just keeping up takes a lot of energy.

Suppose you go online to book a trip and want to find the cheapest flight. It’s a good idea to compare rates on several sites. But don’t book a flight or pay for travel insurance until you check out the policy for canceling or changing flights.

Don’t use a booking site that has consistently bad reviews from customers. For example, Southwest Airlines doesn’t have a penalty fee for changing the dates of your flight. It’s a good thing to know. But many others do.

Also, if you think you need travel insurance and a brief scan tells you

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